Save money by receiving FREE advice on a perfect health insurance plan

87% of patients are now waiting more than 18 weeks for NHS treatment. Private health insurance helps you bypass these waiting times.*

We advise and compare the market for competitive health insurance quotes from a panel of leading insurers...

What are the benefits of private health insurance?

Quick diagnosis

Quick diagnosis & fast treatment

Hospital choice

Hospital choice

Private room

Recover in a private room

Flexible appointments

Appointments that suit you

Unrestricted visiting hours

Unrestricted visiting hours

More availability to drugs

Access to drugs and treatments that may not be available on the NHS

See what our customers say about us:
Satisfied customer: Fiona Walton

Fiona Walton

"Great service and such an easy site to use. I saved so much time going through Quotes Capital and got a great health plan."
Satisfied customer: Katy Roberts

Katy Roberts

"I am absolutely delighted with the care and advice I was given by my advisor. Provided excellent customer service and the right plan for me with huge price savings."
Satisfied customer: Adam Cook

Adam Cook

"First rate service, adviser listed to my requirements carefully, then selected a new insurance provider for me to consider. So glad I used Quotes Capital."


What is private health insurance?

Health insurance is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment. Becoming ill is never ideal but Private Health Insurance gives you peace of mind that you won’t have to wait for treatment. With NHS waiting times increasing the demand for private health insurance is constantly growing. However, it is not just fast access to treatment that private health insurance provides, it gives you the control to choose when and where you are treated along with access to medicines and treatments that aren’t available through the NHS.

What should I consider when choosing private health insurance?

You’ll need to decide what level of cover you want - a comprehensive policy will cover you for most eventualities without a cost limit. Less expensive policies will set a cap on how much you can claim for, and these caps will vary according to the treatment involved. If you decided on a very basic policy make sure to take time to read any exclusions and make sure that you’re comfortable with what’s included. Don’t be surprised if your premium rises after each birthday. This is partly due to inflation, but it also has to cover the cost of advances in technology and testing. In addition, as you get older there is sadly a greater chance of you needing to make a claim.

Can I get cover for my pre-existing conditions?

Getting cover for pre-existing conditions can be difficult but depending on the condition and situation it may be possible to get it covered. It’s very common for insurers to agree to pre-existing conditions after a two year period, if you have gone symptom, advice and treatment free.

What are the benefits of Private Health Insurance?
  • Quick diagnosis & fast treatment
  • Hospital Choice
  • Recover in a private room
  • Appointments that suit you
  • Unrestricted visiting hours
  • Access to drugs and treatments that may not be available on the NHS
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